Personal Finance Weekly Agenda
Personal Finance is designed to help students manage their resources and to make sound personal financial decisions. Topics include: our economy and business organizations, earning an income, the use of money and banking services, wise shopping, using credit, insurance, investments, and income taxes. Personal Finance is a course that is of value for all high school students regardless of their ultimate career choice.
COURSE OBJECTIVES:
The student should be able to:
1. Use a rational decision-making process as it applies to the roles of citizens, workers, and consumers.
2. Analyze the affects of selected economic principles in a business organization.
3. Determine one’s net pay based on hours worked, hourly rate, and deductions withheld.
4. Analyze and apply personal tax laws (e.g. 3 taxes everyone must pay, complete tax returns).
5. Apply money management skills (e.g. develop a personal budget, list goals, etc.).
6. Analyze financial institutions and their services to meet the student’s individual needs.
7. Identify the types of credit, proper use of credit, and responsibilities associated with maintaining a good credit rating.
8. Describe the rights and responsibilities of a wise consumer in the marketplace.
9. Analyze the benefits and costs associated with the different types of insurance.
10. Differentiate between various savings and investment opportunities (e.g. annuities, stocks, passbook savings, etc.).
EVALUATION:
These objectives will be considered achieved upon successful completion of activities and projects, quizzes, and unit test scores.
SUPPLIES:
The textbook we will be using is Decisions--Making Personal Economic Choices. Each student will have a workbook. Always bring both to class. It would be best to have a notebook for taking notes. You must a have a book cover for your test.
CLASSROOM CONDUCT:
Assignments must be turned in when due. If they are not turned in when due,10 points for every day the assignment is late will be deducted from your grade. Considerations will be given for excused absences and school activities.
Use your class time to work on assignments wisely and to your benefit.
Only EMERGENCY passes will be given. Come to class prepared.
Gum chewing is allowed as long as you chew it properly and dispose of it properly.
I will assign seats at the beginning of the year and you are to stay there unless I reassign you at a later date.
If you miss a day of school, it is your responsibility to find out what you missed. You must make up what you miss even if it is not graded.
You must stay in your seats until you are dismissed.
MAKE UP:
If you are absent because of illness or an emergency at home, you will be given three days for every day missed to complete your work or tests.
If you know you are going to be absent (e.i. school activity or doctor's appt.), you must make up your work in advance.
TARDIES:
You have two options to select when you are tardy. You may come in before or after school and stay with me for fifteen minutes, or you can elect to have one percentage point deducted from your final grade at the end of the quarter for every tardy you receive.
